If you have confirmed that you have Private Health Insurance in place, inclusive of coverage for overseas
in-patient medical treatment with a limit of €55,000 or greater, such details will be indicated on your travel insurance schedule.
By confirming, you are agreeing to maintain an active Private Health Insurance policy throughout the duration of this Travel Insurance policy that provides the following cover, for each person to be insured:
- Overseas inpatient medical treatment of at least €55,000
- Claims relating to both pre-existing and new medical conditions
- Claims relating to any terminal illness (if applicable)
You also acknowledge that in the event of hospitalisation abroad as an inpatient, you are required to claim with your Private Health Insurer, utilizing your overseas benefit limit before the coverage under Section 6 - Emergency Medical and Other Expenses of this policy becomes applicable.
You have had a discount applied to your policy based on the presence of an active Private medical Health
insurance policy being in place, therefore there is no benefit payable until either you have reached the
benefit limit of your Private Health Insurance policy or after €55,000, whichever is the highest.
If you have recently taken out or changed Private Health Insurance, please ensure there is no waiting period before you are able to claim against the policy.
Some Private Health Insurance policies limit the duration of your trip. Please ensure that your own Private Health Insurance policy provides you with the cover set out above for the entirety of all trips you plan to make while your Travel Insurance policy is in place.
Updated