What is covered under Hazard Activities?

During the term of your single trip or annual multi trip policy we will cover you for up to a maximum of 15 days
A medical excess of €100 applies to each individual activity; and
No cover is provided under either the personal accident or personal liability section of the policy, whilst you are undertaking any of the individual activities listed below.

Activities:

  1. American football
  2. Assault course
  3. Battle re-enactment
  4. Breathing observation bubble diving (maximum depth 30 metres)
  5. Canyoning
  6. Canyon swinging
  7. Cascading
  8. Coasteering
  9. Fencing
  10. Flying (Europe only, piloting private or small aircraft or helicopter)
  11. Glacier walking or trekking (over 2000m but under 6000m, Winter sports cover also required)
  12. Gliding
  13. Gorge swinging
  14. Gorge walking
  15. Gymnastics (non-competitive)
  16. Hang-gliding (Europe only
  17. Heli-skiing (Winter sports cover also required)
  18. High diving
  19. Hiking (on recognised routes between 3000 metres and 6,000 metres)
  20. Horse jumping (not polo or hunting)
  21. Hydro speeding
  22. Kite surfing (over land)
  23. Luge (dry or concrete)
  24. Manual labour (at ground level, no machinery)
  25. Martial arts (training only)
  26. Micro lighting (Europe only)
  27. Motorcycling (over 125cc - not racing)
  28. Mountain biking (including downhill racing and off-road riding)
  29. Mountain boarding
  30. Ostrich riding or racing
  31. Parachuting (Europe only, not BASE jumping)
  32. Paragliding
  33. Parapenting
  34. Parasailing (over land or snow)
  35. Parascending (over land or snow)
  36. Quad biking
  37. Rock climbing (not mountaineering)
  38. Roller derby
  39. Rugby
  40. Sand yachting
  41. Sea canoeing
  42. Sea kayaking
  43. Shark diving (inside cage)
  44. Sky diving (Europe only)
  45. Tall-ship crewing
  46. Trekking (between 3000 metres and 6,000 metres)
  47. Ultimate Frisbee
  48. Via ferrata
  49. White or black water rafting (grades 4 to 6)
  50. Yachting (racing or crew) outside territorial waters
  51. Zorbing

Updated

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